Master Treasury Management Agreement

As used in this e-sign disclosure and consent, the words “we”, “us” and “our” refer to the bank, and the words “you” and “your” refer to you, the persons or companies identified on the account or accounts. As used in this e-sign consent and disclosure, “account” means the accounts you have with us now or in the future, including those you open through online business banking. “Communication” means any customer agreement or change to customer agreement, monthly invoices or bank statements, tax returns, information, communications, responses to complaints, transaction history, privacy policy and any other information relating to the product, service or account, including, but not limited to, information that we must provide to you in writing under applicable law. “Online Service” means our online investment banking service. Vii. Separate agreements: additional or additional agreements, implementation forms or additions to this agreement, which are required by the bank or third parties in connection with the provision of certain services. If the Customer has the right to use a Service that requires a separate agreement, the Customer`s use of that Service is subject to the Customer`s performance of the separate agreement(s) in effect. C. CREDIT SWEEP SERVICE TERMS: If the customer has chosen to obtain the sweep loan service and the bank has agreed to receive the sweep service, the customer authorizes and directs the bank to withdraw the funds collected as an agent for the customer (if applicable and if it exceeds the minimum authorized by the bank from time to time) and make payments to the account of loan in accordance with these Terms of Service. From the end of each business day, the Bank will withdraw the funds collected from the sweep account and use the amount for the payment of the outstanding loan account (including principal, accrued interest, fees and expenses). . .

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